🚂 Current Fix Deposit Rates 🌞 SBI - General Citizen 3% to 7.10% Senior Citizen - 3.60% to 7.60% 🌞 HDFC - General - 3.00% to 7.40% Senior Citizen - 3.50% to 7.90% 🌞 ICICI - General - 3% to 7.10% Senior Citizen - 3.50% to 7.60% 🌞 PNB - General - 3.50% to 7.25% Senior Citizen - 4% to 7.75% 🌞 Kotak Mahindra - General - 2.75% to 7.20% Senior Citizen - 3.25% to 7.70% 🌞 Axis - General - 3.50% to 7.10% Senior Citizen - 3.50% to 7.85% 🌞 Bank of Baroda - General - 3% to 7.25% Senior Citizen - 3.50% to 7.55% 🚂 Current Recurring Deposit Rates 🌞 SBI - General 4.40% to 5.50% Senior Citizen 4.90% to 6.20% 🌞 ICICI - General 3.50% to 5.50% Senior Citizen 4% to 6.30% 🌞 HDFC - General 4.40% to 5.50% Senior Citizen 4.90% to 6.25% 🌞 KOTAK - General 4.30% to 5.20% Senior Citizen 4.80% to 5.70% 🌞 AXIS - General 4.40% to 5.75% Senior Citizen 4.65% to 6.50% 🌞 IDBI - General 7% to 7.15% Senior Citizen 7.50% to 7.65% ☁️ National Pension Scheme - 9% to 12% pa ☁️ Employees Provident Fund - 8.15% pa ☁️ Public Provident Fund - 7.1% pa Central Government Health Scheme

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Central Government Health Scheme

 

The Central Government Health Scheme was launched in 1954 to provide medical facilities to the central government employees, pensioners and their dependents.  It was very good initiatives by the Government to the employees, in this scheme the individual can avail wide range of medical services like hospitalization, diagnostic tests, consultation, medicine expenses etc.,  The government has tied up with dispensaries and hospitals in various cities across the India.  The scheme plays crucial role in ensuring the well-being of central government employees and their dependent by facilitating with the comprehensive health coverage. The central government health care scheme provides affordable and quality health care services to its beneficiaries, with a focus on preventive health care measures and wellness programs.

Following are the benefits offers by Central Government Health Scheme:

Comprehensive Health Coverage:

The Central Government Health Care Scheme provides comprehensive health care coverage to the working employees as well as pensioners and their family.  This includes hospitalization expenses, diagnostic tests, and medicines expenses.

Cashless Treatment:

It is a cashless treatment and employees do not have to pay any charges for medical services covered under the scheme at the time of hospitalization.

Quality Healthcare Facilities:

CGHS operates through a network of hospitals and dispensaries across the India, ensures that to provide quality health care facilities to the employees.

Preventive Healthcare Services:

CGHS emphasizes preventive health care measures and wellness programs to promote the overall well-being of beneficiaries. This includes regular health check-ups, immunizations, and health awareness campaigns.

Cost-Effective:

The Central Government Health Scheme services at subsidized rates, making affordable to the employee and pensioners.  To ensure cost effective the authority negotiates rates with hospitals and diagnostic centres.

Coverage for Pre-existing Conditions:

The Central Government Health Scheme provides coverage for pre-existing disease to the beneficiaries to ensuring that ongoing medical needs receive the proper medical treatment.

 

Coverage for Dependents:

The Scheme providing coverage to the dependents of employees and pensioners includes spouse, children and dependent parents.

How to apply for Central Government Health Scheme

1.    Go to CGHS officiala website https://cghs.gov.in/CghsGovIn/faces/UserCreate.xhtml

2.    Click on Register (for creating or registering )

3.    Fill all the credentials properly.

4.    Enter the OTP receive on mentioned mobile number.

5.    Click on “Book and appointment” option.

6.    Enter all the necessary information like date etc.,

7.    You will receive the confirmation on your register mobile number.

Conclusion:

CGHS exemplifies its benefits by providing the central government employee and their family with accessible, affordable, and quality healthcare services.